Archive for the ‘money & experts’ Category

getting robbed

Wednesday, March 13th, 2013
Searching for my Suitcase

Is my suitcase here?

In September 2011, I was robbed in a NYC taxi. I was on my way to Tanzania, to meet Evan for a two-week trip. Evan had moved to London two weeks earlier, and I stayed behind, settling our affairs.

Earlier that week, a friend slept over and we stayed up all night, talking about her love life. I spent hours trying to convince her that the guy she was lusting after was a waste of time. The next day, I moved out of our NYC apartment and into my parent’s home in Westport, Connecticut, waiting until the last minute and refusing my father’s help. I didn’t want to inconvenience him and I believed I could do it all. At 10 p.m, I started the drive to Connecticut with the belongings that would see me through until I joined Evan in London. When I arrived, I was up until sunrise again, packing for my trip.

My exhaustion settled upon me, like a thick blanket. I arranged my outfits by day, matching tan linen pants with light tunics and flats. I included sexy dresses for the dinners Evan and I would have, talking about our new life in Europe. When I was done, I collapsed on my childhood bed for a catnap before my train ride back into the city.

That day, my flight to Amsterdam was at four, so I needed to leave the office at twelve to give myself enough time.

But, I didn’t leave work until 1:30. I nervously texted my husband that I was on my way to the airport while I texted other friends goodbye. At 23rd and Park, I jumped into the first taxi available, shoving my suitcase into the trunk, and asking the Asian driver to drop me off between 41st and 42nd and park, to catch the shuttle to JFK. I was still texting Evan and my friends, so I kept my carry-on slung across my body and my camera bag on my wrist.

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Rachel finds freedom through Minimalism

Tuesday, July 10th, 2012

Moving to London focused me. Leaving that magical New York energy that makes you want to move, in every direction, at every hour, was eye opening. I no longer had distractions to keep my areas for improvement at bay. That massive student loan that was neatly tucked away in denial land became the elephant in my room overnight.

Slowly, my relationship with money became a priority. Even though debt still hangs high above my head, her power over me is diminishing month-over-month. It’s like a chipper workout, where every month, we become richer, and I get closer to freeing myself from my past. Paying my student loan is one of my favorite activities. I visualize myself transferring money from our UK account, to our US account, to my student loan account. I mentally play around with the amounts until I settle on one that is good enough. When payday comes, I start the process and with all the transfers involved, I wait about five days until I’m satiated by seeing the balance drop by another thousand.

I found Rachel’s blog a few weeks back and her story is so incredibly inspiring. Her family paid off over $80,000 in debt, as she and her husband worked together to simplify their life.

GirlHabits: What can’t you live without?

Rachel Jonat: Quiet time on my own in the morning. I try to wake up at least thirty minutes before my son and husband so I can have some alone time to start my day. So important for an introvert.

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10 Ways to Save Money, Shopping

Wednesday, September 9th, 2009
I realized I was in the throes of an existential crisis. One that not even the sight of this season’s Dolce and Gabbana strappy sandals could lift me out of. – Carrie from Sex and the City

A couple years ago, I was all about designer labels. I was working hard, so I believed I deserved expensive things. I got into the habit of shopping at websites like shopbop.com, eluxury.com, and saks.com. Anything I liked, I clicked on, swiped, and kaboom. A package would arrive a couple days later and I’d wear my new purchase proudly the following day…only to still go to bed unsatisfied with my life as a public accountant. Fast forward a year or so, and I was saddled in debt, avoiding collection agencies, and breaking certificate of deposits to pay off my purchases.

Today, I still shop and appreciate fashion. But over the last couple of years, I’ve become a smarter and more patient consumer. And while there is still a significant portion of debt I need to pay off, I’m fairly proud of how far I’ve come already.

Here’s how to save money shopping. It’s brief, but a necessary primer for newbies.

Before Shopping:

1) Pay Yourself First: When you sit down to pay your bills, make the first bills you pay be your debt payments and your savings transfer. If you pay them last … you’ll often end up shortchanging them. But if you pay them first, you’ll make sure you still pay your rent or mortgage, utilities, commuting expenses, groceries and gas.
If you still have some money left over for shopping, feel free to pick up a steal.

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